Initial Intake Session: $200

Individual Sessions: $160

Couples Sessions: $175

*Fees are subject to change 

We are a contracted Lyra provider. If your employer offers Lyra, take advantage of this valuable benefit to support your mental health journey by visiting your Lyra Health portal.

We have a limited number of sliding scale spots for clients with financial need.

What is a sliding scale?

A sliding scale is a flexible payment system that adjusts the cost of therapy based on your financial situation. It is designed to make mental health care more accessible and affordable for individuals who may not be able to afford standard session fees. At Find Kefi Counseling, we believe everyone deserves access to quality therapy, regardless of their income level.

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How Does a Sliding Scale Work?
The sliding scale allows therapists to offer reduced fees to clients who demonstrate financial need. The fee is typically determined by factors such as:  
- Your household income.  
- The number of dependents you support.  
- Your monthly expenses and financial obligations.  

For example, if the standard session fee is $150, a therapist might offer a sliding scale range of $120–$145 per session, depending on your circumstances. This ensures that therapy remains affordable while still supporting the therapist’s ability to provide high-quality care.

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Who Qualifies for a Sliding Scale?
Sliding scale fees are available to clients who:  
- Have limited income or financial resources.  
- Are experiencing financial hardship due to job loss, medical expenses, or other challenges.  

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How to Request a Sliding Scale Fee 
If you’re interested in accessing therapy through a sliding scale, here’s what you can do:  
1. Discuss Your Situation: During your initial consultation or intake, let your therapist know that you’re interested in a sliding scale. Be prepared to share some basic information about your financial situation.  
2. Agree on a Fee: Your therapist will work with you to determine a fee that feels fair and sustainable for your budget.  
3. Focus on Your Healing: Once the fee is agreed upon, you can focus entirely on your therapy journey without the added stress of financial strain.  

Why Do Therapists Offer Sliding Scales?
Therapists offer sliding scales because they are committed to making mental health care inclusive and equitable. It’s a way to ensure that financial barriers don’t prevent individuals from accessing the support they need to thrive.

At Find Kefi Counseling, we are dedicated to providing compassionate, personalized care to all clients. If you’re concerned about the cost of therapy, don’t hesitate to ask about our sliding scale options. Your mental health is worth investing in, and we’re here to help make it possible.  

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As a commitment to the well-being of our community, we are happy to provide you with referrals if a sliding scale spot is not available, or in the event that the sliding scale offered is not manageable for your budget. Email findkefi@gmail.com along with the name of your insurance company and we will send you referrals for therapists who are in-network with your insurance company.

At Find Kefi Counseling, we are committed to providing you with the highest quality of care, tailored to your unique needs. While we may not be in-network with insurance providers, many clients are able to utilize their out-of-network benefits to help cover the cost of therapy.  

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What Are Out-of-Network Benefits?
Out-of-network benefits are a feature of insurance plans that allow you to see a therapist who is not part of your insurance company’s network. Depending on your plan, your insurance provider may reimburse you for a portion of the session fees after you’ve met your deductible. The reimbursement could be up to 80% of the session fee. 

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How Does It Work?
1. Pay for Sessions Upfront: You pay the session fee at the time of your appointment. You can use your HSA or FSA card to pay for the session fee.
2. Receive a Superbill: We provide you with a detailed receipt, called a superbill, which includes all the information your insurance company needs to process your claim. This is automatically generated via the client portal on the first of every month. If you would like to receive a superbill more frequently (such as after every session) just let us know and that can be arranged. 
3. Submit to Your Insurance: You submit the superbill to your insurance provider, and they reimburse you directly based on your out-of-network benefits. We use a platform called Mentaya (see below) and we can submit the superbill on your behalf. Mentaya will take care of all of the leg work. They do charge a small fee for this service. 

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How to Check Your Benefits
We recommend contacting your insurance provider to understand your out-of-network coverage. Here are some questions to ask:  
- Do I have out-of-network benefits for mental health services?  
- What percentage of the session fee will be reimbursed?  
- Is there a deductible I need to meet before reimbursement begins?  
- How do I submit a claim for reimbursement?  

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Why Choose Out-of-Network Therapy?
Choosing an out-of-network therapist allows you to prioritize your needs and preferences without being limited by insurance network restrictions. It ensures you can work with a therapist who is the best fit for you, offering specialized expertise and personalized care.  

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If you have questions about out-of-network benefits or need assistance navigating the process, we’re here to help. Contact us today to learn more about how we can support you on your journey to mental wellness. 

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We have partnered with Mentaya to help clients use their out-of-network benefits to save money on therapy. Use this tool below to see if you qualify for reimbursement for our services.